Best Structured Settlement Companies - VR Official update

Best Structured Settlement Companies

If you’re on the winning side of a lawsuit, there are alternative ways to receive the cash you’re awarded. One option may be a structured settlement, which incorporates periodic payments over time. But if you would like the cash sooner, you’ll prefer a payment upfront. a method to access the payment is by working with a structured settlement company. It’s worth considering—but not all companies are reputable, so you would like to settle on the proper one.

We checked out 12 of the foremost popular structured settlement companies to make an inventory of the simplest service providers during this industry. Our rankings consider each company’s history, accreditation, settlement options, and more to assist you opt which structured settlement company is true for you.

The 5 Best Structured Settlement Companies of 2021

1) Best Overall: Peachtree Financial Solutions
2) Best for Pricing: Fairfield Funding
3) Best for Customer Support: DRB Capital
4) Best for Company Longevity: Stone Street Capital
5) Best for Pre-Settlement Funding: USClaims

Peachtree Financial Solutions

Peachtree Financial Services earned our top spot for several reasons. the corporate features a long history and solid reputation. it’s now owned by J.G. Wentworth another big player during this industry. the rationale it inched before its parent company is that the faster timeline for payouts—including the company’s advance options.


The process is printed on the web site

It’s easy to succeed in customer service

Cash advance option


Lack of pricing transparency

Must call a representative for key details

Peachtree Financial Services has been in business since 1996. The Pennsylvania-based company buys payments for annuities, lottery winnings, structured settlements, and more. J.G. Wentworth, another company on our list, bought Peachtree Financial Services in 2011, but the businesses operate separately. Peachtree Financial Services has an A+ rating rating with the higher Business Bureau and is accredited by the organization.1

Unfortunately, Peachtree Financial Services doesn’t provide a fee structure on its website. you’ll got to involve minimum settlement details. But the corporate does an honest job of explaining how the method works including the consultation, documents required, and filing paperwork on your behalf.

Peachtree Financial Services prides itself on being accessible, with its telephone number on the header of its website. They even have a contact form that’s easily accessible, if you do not want to urge stuck talking on the phone.

The structured settlement transactions can take an extended time as they are going through the court system. However, it’s common to urge a advance shortly after beginning the method .

Fairfield Funding

Structured settlement companies tend to not provide easy-to-access pricing details online. Fairfield Funding offers a guarantee to beat competitor pricing with a $500 offer if they can’t. So you do not need to worry pricing transparency and may rest assured you’re getting the simplest price. This makes the corporate our review’s best for pricing.


Low pricing guarantee

Fast transaction process

It’s easy to succeed in customer service


Less established than competitors

Must call a representative for key details

Fairfield Funding has been in business since 2008 and focuses on structured settlements and annuity payments. the corporate may be a member of the National Association of Settlement Purchasers. Fairfield Funding is additionally Better Business Bureau accredited with an A+ rating.2

Fairfield Funding charges a varying percentage of the settlement value to shop for structured settlements. the precise price depends on the payment dates, payment amounts, and current economy, consistent with the company’s website. you’ll need to call to find out about the company’s policy for minimum payments. the method is briefly outlined on the company’s website and starts with calculating the payment value and ends with completing the court documents.

Fairfield Funding makes its telephone number visible on every page of the company’s website and also features a responsive live chat. the typical structured settlement takes 30 to 45 days. However, you’ll get your money as a advance within 5 days.

Fairfield Funding offers a 100% guarantee for the following:

Best price: the corporate will beat a competitor’s offer or pay you $500.
Cash now: you’re eligible for a advance within five days.
Fixed: The advance is fixed with no interest.
Fast: the corporate will close your transaction as quickly because the state law allows.
A representative will re-evaluate the guarantee details with you once you involve a consultation.

DRB Capital

DRB Capital was a simple pick for our customer support slot. It’s the sole company that promises a fanatical representative throughout the method . DRB Capital also offers both English and Spanish support.


Dedicated representative

English and Spanish support

Stop Structured Fraud program



Lack of pricing transparency

Must call a representative for key details

More established competitors

DRB Capital, a subsidiary of DRB Financial Solutions, has been in business since 2013. The Delray Beach, Florida-based company buys structured settlements and annuity payments. DRB may be a member of the National Association of Settlement Purchasers. the corporate is additionally Better Business Bureau accredited with an A+ rating.3

Unfortunately, there are not any pricing or minimum settlement details on DRB Capital’s website. Nor does the corporate disclose its buying process; consumers will need to call to urge specific details for his or her unique structured settlement needs.

DRB Capital stands out with personalized customer service. you’ll work with a fanatical representative throughout the whole process—start to end . Also, the corporate offers phone support seven days every week in both English and Spanish.

DRB Capital features a history of customer advocacy within the industry, addressing bad actors. the corporate fights illegal and unethical practices within the structured settlement business through its Stop Structured Fraud program. DRB Capital currently offers a $100,000 bounty to whistleblowers.

Stone Street Capital

When you’re handling a structured settlement, it’s important to figure with a corporation you’ll trust. Stone Street Capital made the cut because it’s the oldest company on our list, with strong consumer reviews.


Established company

It’s easy to succeed in customer service


Lack of transparency on website

Must call a representative for key details

Founded in 1989, Stone Street Capital is that the oldest structured settlement company on our list. The Rockville, Maryland-based company purchases structured settlements, annuity payments, and prizes like lottery or casino winnings.

Stone Street Capital is best Business Bureau accredited with an A+ rating.4 the corporate has earned 4.0 stars out of 5 from ConsumersAdvocate.5

Stone Street Capital doesn’t offer pricing or minimum settlement options, instead it creates a customized plan over the phone for every customer. Submit information via a contact form or call the toll-free telephone number to be paired with someone who can work with you within your state of residence.


USClaims’ recent Consumer Litigation Funding Provider award, long history, and reputation make it a simple choice for pre-settlement funding best. a couple of companies on the list offer a advance but none within a 24-hour timeframe.


Fast payments

It’s easy to succeed in customer service


Limited pricing details on website

Not a member of National Association of Settlement Purchasers

USClaims is another long-standing company within the business, operating since 1996. A subsidiary of DRB Financial Solutions, the corporate focuses on pre-settlement funding and is best Business Bureau accredited with an A+ rating.3 USClaims isn’t a member of the National Association of Settlement Purchasers, but it had been named Best Consumer Litigation Funding Provider by the audience of Corporate Counsel—the leading national legal and news publication.

USClaims focuses on providing upfront cash for private injury victims. you’ll be eligible for about 10% of the worth of your case in litigation funding, meaning while you’re during a trial seeking final settlement. there’s no risk and you won’t pay USClaims unless you receive a settlement. Once USClaims approves your application, you’ll receive the cash in but 24 hours.

The fee is calculated on a case-by-case basis, counting on the entire settlement amount. the worth may increase, counting on how long it takes for USClaims to receive the cash . the corporate charges one among rock bottom rates within the industry, consistent with its website. Plus, you won’t see any surprise fees.

Consumers can use the toll-free telephone number to seek out out what proportion they’re eligible for in presettlement funds and the way that affects their post-trial funding options.

Add a Comment

Your email address will not be published. Required fields are marked *